CREDY is the best app to check your free credit score (फ्री क्रेडिट स्कोर) & understand your credit report. No Spam, No Ads - ever!
Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of CREDY to check your CIBIL score now!
Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.
CREDY helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).
We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.
What is a credit score & what are the basics?
→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
→ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your loans
→ Each credit score has a different scale: For example, CRIF has a range of 300-900 while Experian has a range of 300-850.
→ A score of 700+ on CRIF & Experian is considered to be good.
→ A higher credit score is an indicator of good financial behavior.
How to monitor credit score using CREDY?
→ Download the CREDY app & signup using your full name and mobile number to get your first credit score result on CREDY.
→ Keep making credit card bill payments on CREDY to get CREDY coins.
→ Use the CREDY coins to refresh your credit score every month. Also, receive personalized insights that help you improve your credit score with time.
Will using CREDY help improve my credit score?
→ CREDY will help you make bill payments on time by reminding you on time. This will help you improve your credit score over time. This will help you improve your credit score like millions of other members.
** This app is not an official Credit Score(क्रेडिट स्कोर).
** This app only acts as an interface. All information displayed is loaded from other websites i.e. paisabazaar or cibil etc..
**All the Information & Source taken from Govt Portal and Provide Assistance on Credit Score For More Information Check This Application.
** Neither developer of this app nor software has any association with Any Bank.
** This app does not store any information provided by the user like username/password, etc..