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Description of FundsIndia: Mutual Funds & SIP

Mutual Fund App, SIP, Stocks, Save Tax: FundsIndia

Online Mutual Fund investment, SIP and stock investment app. Hassle-free, paperless transactions with zero fees. Expert financial advisors to suggest the best mutual fund, including debt & equity mutual funds, and income tax saving MF to save tax.

FundsIndia is India’s first and largest free online mutual fund investment platform. Other financial products like equities and company fixed deposits are also offered. Avail value-added services like flexible SIPs, trigger-based investing and access to India’s most comprehensive automated advisory service – Money Mitr.

Wider customer base compared to MF apps such as Groww, ETMoney, FundEasy, Fisdom, Piggy, Investica, Jama, MySIPOnline, myCAMS, Scripbox, WealthTrust, Wealthy, Upwardly, SIP Planner, MutualFundsSahiHai. Regularly featured on MoneyControl, Value Research, Mint & Economic Times.


Free Financial Advisory Service
Online investment platform that offers financial planning and advice at no cost. Have your dedicated financial advisor (SEBI registered) evaluate your fund portfolio periodically to get customised recommendations.

Easy Investments for all
Start investing in the best mutual funds in just a few moments. Whether you're a beginner or a seasoned campaigner, FundsIndia’s versatile platform has you covered. Leave the heavy lifting to us and have a smooth fund investment experience.

SIP your way to Wealth
Sign up to start an SIP or invest instantly through KYC verification. Make SIP investments in top mutual fund companies on a unified platform. Use SIP calculator to determine your needs based on financial goals or consult your FundsIndia financial advisor. Start with as low as ₹1000/month.

One-stop shop for all your Investment Needs
All-in-one Mutual Fund App & Stock investment App. Monitor & manage all your investments on one convenient dashboard. Invest in SIP and mutual funds online, track their growth, and redeem at your convenience. Get instant alerts for real-time tips, recommendations and notifications regarding NAV & stocks.

Save Tax with ELSS Funds
Tax saving Mutual Funds - Invest in ELSS Fund (Equity Linked Savings Schemes) and save up to Rs 46,800 TDS from your taxable income under Section 80C. ELSS tax saving funds have a lock-in period of 3 years - offering not only higher returns, but also more flexibility than FD (5 years) and PPF (15 years).

Options Galore - Choose the most suitable funds
Make low-risk mutual fund investments in liquid funds or short-term debt funds, or long-term fund investments in equity mutual funds - small cap, large cap, mid cap, multi-cap - to get potentially higher returns. You could also opt for balanced funds, theme funds, gold funds and international funds, amongst others.

Bank-Level Security
Your data is stored safely and securely – passwords are one-way encrypted before being stored in the database for high security. All communications – either with you, or with mutual fund companies and other service providers – are 256-bit encrypted, and our data is hosted by top-tier hosting service providers.

List of Top Mutual Funds 2018
SBI Mutual Funds
Reliance Mutual Funds
Franklin Mutual Fund (Franklin Templeton)
ICICI Mutual Funds
HDFC Mutual Funds
HSBC Mutual Fund
Bharti AXA Mutual Fund
DSP Mutual Funds (DSP BlackRock)
Axis Mutual Fund
Aditya Birla Mutual Fund (Birla Sun Life)
IDFC Mutual Fund
Kotak Mutual Fund (Kotak Mahindra)
L&T Mutual Fund
Mirae Mutual Fund (Mirae Asset)
Sundaram Mutual Fund
Tata Mutual Fund
UTI Mutual Fund
Invesco Mutual Fund
Principal Mutual Fund
LIC Mutual Fund
BNP Paribas Mutual Fund
Mahindra Mutual Fund
Shriram Mutual Fund
Motilal Oswal Mutual Fund
Tata Mutual Fund
Quantum Mutual Fund


List of Supported Banks with FundsIndia
Axis Bank
SBI Bank
HDFC Bank
ICICI Bank
PNB Bank
Canara Bank
Union Bank
Bank of Baroda


And Many More

Mutual Fund investments are subject to market risks. Read all offer documents carefully before investing.

Version history FundsIndia: Mutual Funds & SIP
New in FundsIndia 7.1.1
Bug fixes and improvements.
New in FundsIndia 7.1
Bug fixes and improvements.
New in FundsIndia 6.19
Mutual Funds: Switching between two Mutual Fund schemes can now be done right from the Invest screen
Equities: You can now close all open positions with the ‘Exit All’ option available on the Positions screen
New in FundsIndia 6.18.2
Systematic Transfer Plan changes made easy: You can now change the STP amount or extend its duration seamlessly within the app
New in FundsIndia 6.18.1
Systematic Transfer Plan changes made easy: You can now change the STP amount or extend its duration seamlessly within the app
New in FundsIndia 6.17.1
Mutual Funds: No more hassle of toggling between family members to view their systematic plans and their transactions. By selecting 'All investors', customers can view all these details on the same screen
Equities: Customers have an option to add upto 5 different stock watchlists for monitoring price movements
New in FundsIndia 6.17
Mutual Funds: No more hassle of toggling between family members to view their systematic plans and their transactions. By selecting 'All investors', customers can view all these details on the same screen
Equities: Customers have an option to add upto 5 different stock watchlists for monitoring price movements
New in FundsIndia 6.16.1
1.Mutual Funds: Investment Basket icon is available on all Mutual Funds screens making it easier to complete your investments
2.Gold: View your accumulated gold grams purchased through the Gold Plan (Gold Savings Scheme)
3.Equities: Alert the customers while placing orders in stocks that are under Additional Surveillance Measures (ASM) and Graded Surveillance Measures (GSM)
4.Equities: Smart keyword-based search is now available on the Cash and FNO watchlists
New in FundsIndia 6.15.1
Capital Gains: View realised and unrealised capital gains for all your portfolios in one place. You can also view the long-term capital gains (LTCG) and short-term capital gains (STCG) for your equity and debt investments.
New in FundsIndia 6.14.4
- Adhering to the SEBI guidelines, we have enabled OTP authorisation for all new SIPs and Lumpsum investments for our investors
- Portfolio view: You can easily sort the portfolio holdings by amounts, gains, annualised returns, etc.
- Insta Redemption: For schemes offering Insta redemption, you can withdraw the desired amount seamlessly. Upto 50k will be instantly credited to your bank account, and the remaining amount will be redeemed via normal redemption request.
New in FundsIndia 6.14.3
- Pending Payments: Now, pending payments can be seamlessly completed via NEFT.
- KYC restriction: Failure to meet KYC will be indicated on the Dashboard and prevent new transactions.
- Bug fixes
New in FundsIndia 6.14
Portfolio allocation: Visualise your asset, category, style and credit quality-based allocations across all your portfolios and investors
Other Portfolio actions: Create/rename portfolios and view constituent scheme information easily
New in FundsIndia 6.13.1
- Scheme details : Detailed scheme information is now available
- We’ve organised the Mutual Funds features to help you discover Portfolio, SIP / Lump sum investments, ongoing Systematic Plans, and your Recent Transactions seamlessly. For your convenience, the investor selection is available in each of these features
- Viewing your portfolio across multiple investors became a lot easier. You may choose a favourite investor whose portfolio information will show up by default every time you login
New in FundsIndia 6.12.2
-Adhering to the SEBI guidelines for Mutual Fund account holders, updation of nominee details (applicable for all new folios) can be authorised with an OTP
-Complying with the SEBI regulations for Equity account holders, 2FA is enabled for accessing your trading accounts
-Systematic Transfer Plan feature has been improved for your convenience
-You can now perform Systematic Withdrawal Plan from all your investments
New in FundsIndia 6.11.2
• FundsIndia Refer and Earn: Share your privileged experience! Refer FundsIndia to your family and friends to earn rewards when they start their investment journey with us. T&Cs apply*
• Performance improvement
New in FundsIndia 6.11
• Login experience is simplified with improved UI
• Refer FundsIndia to your friends and earn rewards through Mobile app
New in FundsIndia 6.10.4
IPO: Discover and apply for upcoming equity IPOs easily using UPI via the mobile app and participate in every investment opportunity
Contact information update: Adhering to recent SEBI guidelines, mutual funds investors should declare the ownership detail for their mobile number and email address
Performance improvements
New in FundsIndia 6.10.3
- Wealth Dashboard: Brand new look and feel for your wealth dashboard
- Mutual Funds Portfolio: revamped portfolio details with interactive asset allocation and category allocation. Take important actions on your investments (i.e. view txn history, invest more, systematic transfer plan, switch, and redemption) right from your Mutual Funds Portfolio
- Systematic Plan Summary: for your convenience, we have added a quick summary of your ongoing systematic plans
- Bug fixes
New in FundsIndia 6.10.2
- Wealth Dashboard: Brand new look and feel for your wealth dashboard
- Mutual Funds Portfolio: revamped portfolio details with interactive asset allocation and category allocation. Take important actions on your investments (i.e. view txn history, invest more, systematic transfer plan, switch, and redemption) right from your Mutual Funds Portfolio
- Systematic Plan Summary: for your convenience, we have added a quick summary of your ongoing systematic plans
- Bug fixes
New in FundsIndia 6.5
-Added CDSL EDIS(Transactions made safer by eliminating the need of POA for the Demat account)
- Bug fixes and enhancements
New in FundsIndia 6.4.2
- Margin Trading facility feature added in Equity
- Bug fixes
New in FundsIndia 6.4.1
- Margin Trading facility feature added in Equity
- SIP edit bug fixes
New in FundsIndia 6.4
- Margin Trading facility feature added in Equity
- SIP edit bug fixes
New in FundsIndia 6.3.2
- SIP Edit (Change Scheme, Change SIP Amount, Skip an Instalment, Cancel SIP) feature added
- Bug fixes
New in FundsIndia 6.3
- Power STP new investment option added
- Bug fixes
New in FundsIndia 6.2.3
- Mutual fund recent transactions added
- Announcement module added
- Bug fixes
New in FundsIndia 6.2.1
- Mutual fund recent transactions added
- Announcement module added
- Bug fixes
New in FundsIndia 6.1.7
- Mutual fund recent transactions added
-Bug fixes
New in FundsIndia 6.1.6
New Features
- Power STP (Intelligent Valuation-driven Deployment Strategy that helps you invest lumpsum amounts in equities anytime without worrying about current market valuations. Proprietary Equity Deployment Strategy available only for FundsIndia customers)
- Notification Module Integration
-Bug fixes
New in FundsIndia 6.1.5
New Features
- Power STP (Intelligent Valuation-driven Deployment Strategy that helps you invest lumpsum amounts in equities anytime without worrying about current market valuations. Proprietary Equity Deployment Strategy available only for FundsIndia customers)
- Notification Module Integration
-Bug fixes
New in FundsIndia 6.1.3
New Features
- Power STP (Intelligent Valuation-driven Deployment Strategy that helps you invest lumpsum amounts in equities anytime without worrying about current market valuations. Proprietary Equity Deployment Strategy available only for FundsIndia customers)
- Notification Module Integration
-Bug fixes
New in FundsIndia 5.0.25
Bug fixes
New in FundsIndia 5.0.24
-Bug fixes
New in FundsIndia 5.0.20
- Equity announcement page added
- Bug fixes
New in FundsIndia 5.0.19
- Equity announcement page added
- Bug fixes
New in FundsIndia 5.0.18
- Equity announcement page added
- Bug fixes
New in FundsIndia 5.0.17
- Equity announcement page added
- Bug fixes
New in FundsIndia 5.0.13
- FNO segment is available for the new investor
- Equity Position partial conversion allowed now(Intraday to Delivery,Intraday
to FiveDay and FIveDay to Delivery)
- Bug fixes
New in FundsIndia 5.0.12
- Number of watchlist entries increased to 50
- 52 Weeks Low/High price added in Stock detail
- Holdings statement download option added
- Bug fixes
New in FundsIndia 5.0.11
- Market depth
- Equity Withdraw history with a cancel option
- FNO Contracts Search improvement
- Performance improvement
- Bug fixes
New in FundsIndia 5.0.10
- Market depth
- Equity Withdraw history with a cancel option
- FNO Contracts Search improvement
- Performance improvement
- Bug fixes
New in FundsIndia 5.0.9
- Market depth
- Equity Withdraw history with a cancel option
- FNO Contracts Search improvement
- Performance improvement
- Bug fixes
New in FundsIndia 5.0.8
- FNO contracts search improvement
- AMO support for 5-day margin
- In-App Update
- Performance improvement
- Bug fixes
New in FundsIndia 5.0.7
- Equity platform has been revamped
- NSE Cash and NSE FNO segments are added in addition to BSE Cash
- Added Transaction history
- AMO support for 5-day margin
- In App Update
- Bug fixes
New in FundsIndia 5.0.6
- Equity platform has been revamped (Existing investors will be migrated in phases)
- NSE Cash and NSE FNO segments are added in addition to BSE Cash
- Bug fixes
- Added Transaction history
- AMO support for 5 day margin
New in FundsIndia 5.0.5
- Equity platform has been revamped (Existing investors will be migrated in phases)
- NSE Cash and NSE FNO segments are added in addition to BSE Cash
- Bug fixes
- Added Transaction history
- AMO support for 5 day margin
New in FundsIndia 5.0.4
- Equity platform has been revamped (Existing investors will be migrated in phases)
- NSE Cash and NSE FNO segments are added in addition to BSE Cash
- Bug fixes
New in FundsIndia 5.0.3
- Equity platform has been revamped (Existing investors will be migrated in phases)
- NSE Cash and NSE FNO segments are added in addition to BSE Cash
- Bug fixes
New in FundsIndia 5.0
- Equity platform has been revamped (Existing investors will be migrated in phases)
- NSE Cash segment added in addition to BSE
- Bug fixes
New in FundsIndia 4.12.2
- Bug fixes
New in FundsIndia 4.12.1
- Bug fixes
New in FundsIndia 4.11.4
- Use screen lock to sign-in
- Bug fixes
New in FundsIndia 4.10.4
- Bug fixes
New in FundsIndia 4.10.1
- Crash fixes
New in FundsIndia 4.9.3
- Set up Systematic Transfer Plan (STP) on the go
- Some bugs fixed along the way to give you a better experience
New in FundsIndia 4.9.2
- Set up Systematic Transfer Plan (STP) on the go
- Some bugs fixed along the way to give you a better experience
New in FundsIndia 4.9.1
- Set up Systematic Transfer Plan (STP) on the go
- Some bugs fixed along the way to give you a better experience
New in FundsIndia 4.8
- Now invest with ease via popular UPI payment apps
- Some bugs fixed along the way to give you a better experience
New in FundsIndia 4.7.2
Redeem instantly from liquid funds of Reliance
5 Day margin feature (equity)
Bug fixes and visual improvements
New in FundsIndia 4.6.1
Fix for Session Timeout.
New in FundsIndia 4.5.1
- Introducing new feature: Intraday stocks trading
- Bug fixes and performance improvements
New in FundsIndia 4.4.4
Fixes and Improvements
New in FundsIndia 4.4.3
Under the hood improvements
New in FundsIndia 4.4.2
Prepaid brokerage enabled for all equity users
Minor improvements and fixes
New in FundsIndia 4.4.1
Minor improvements and fixes
New in FundsIndia 4.4
Minor improvements and upgrades
New in FundsIndia 4.3
- New and improved stock dashboard
- Various fixes and improvements
New in FundsIndia 4.2.2
Performance improvements for smoother dashboard and investment experience
New in FundsIndia 4.2.1
Fixed critical crash in the dashboard caused by issues with blog loading.
New in FundsIndia 4.1
* Now you can use your existing VPA/UPI Id to make UPI payments* Fixed the Add Cash issue in Stocks* Minor fixes and improvements
New in FundsIndia 4.0
Experience the ease of faster payments with UPI on FundsIndia- Create your VPA easily and enjoy quick, hassle-free investing
New in FundsIndia 3.4
We heard you! You can now redeem eligible funds at ease using our app.Also, minor fixes and improvements under the hood as usual.
New in FundsIndia 3.3.2
We update the app regularly to make it better for you. Get the new version with further stability tweaks & improvements to make managing your investments easier.
New in FundsIndia 3.3
We have some exciting updates, as we seek to make your lives easier.* Fresh new dashboard to easily view your investments* Tracking list for your upcoming monthly SIP transactions* List of items that require an action from your end* Various small fixes for SIP and funds explorer
New in FundsIndia 3.2.11
* Easier way to search and explore funds* Better sort facilities for mutual fund schemes* Various other minor fixes
New in FundsIndia 3.2.10
> Fixed minor bugs and crashes> Improved performance
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