bonify Bonitätsmanager

Take control of your finances! With the bonify app you can...
- check your creditworthiness for free,
- analyze your finances and discover savings offers.
- Download the tenant information or the SCHUFA credit check.
- Apply for 100% digital loans without any paperwork.

And much more! Start improving your financial life.

As your all-in-one financial manager, bonify is always at your side. Check your finances, improve your credit rating and get help saving. With bonify you get offers that are tailored to your financial situation and can therefore save more effectively.

The bonify app at a glance:

FREE: The download and the core functions of credit check, FinFitness and individual product offers that match your credit rating are 100% free. Identity protection can be added upon request for a small fee. You are not obliged to do this and can also use the app without identity protection.

SCHUFA BASIS SCORE: Your SCHUFA basic score provides valuable insights into your creditworthiness and is of interest not only to future landlords and contractual partners. At bonify you can view your original SCHUFA basic score for free at any time. Your score will be updated regularly and we will help you actively improve it with valuable tips.

FINFITNESS: Keep your finances fit! Our unique feature ensures that your finances get a workout. When calculating FinFitness, your household surplus, savings, chargebacks and employment status are relevant.

DIGITAL CREDITS: Would you like to apply for a loan and process it completely online, without any paperwork and in just a few minutes? With the fully digital loan, this is now possible in the app. Digital loan offers that 100% suit your financial situation.

INDIVIDUALIZED PRODUCTS: No matter whether loans, current accounts, credit cards, insurance, gas or electricity, with bonify you receive product offers tailored to your creditworthiness and financial situation.

TENANT INFORMATION & SCHUFA credit check: bonify's tenant information saves you money, effort and time. You will receive a completed tenant self-assessment, confirmation of your rent payments, a credit report and proof of income with the cheapest tenant information on the market. Or you can rely on 100% trust and take the tenant report with a SCHUFA credit check - you can download both directly. (Optional).

IDENTITY PROTECTION (Optional): Criminals are increasingly stealing people's identities and using them to commit crimes. With IdentProtect, bonify now offers all-round protection for your identity. bonify IdentProtect alerts you immediately if your data appears anywhere on the Internet. This way you can react quickly and prevent damage.

BONIFY MASTERCARD-GOLD (optional): With the bonify-MasterCard Gold, which you can optionally apply for in the app, you receive a fee-free credit card with many advantages including identity protection through IdentProtect for free.

SECURITY: Our data protection is TÜV verified and bonify is licensed by the Federal Financial Supervisory Authority (Bafin). We ensure security through high-security servers and data encryption.

bonify – your creditworthiness and finance manager.

General terms and conditions of Forteil GmbH https://www.bonify.de/agb
General terms and conditions of Forteil GmbH for IdentProtect https://www.bonify.de/agb-identprotect
Data protection of Forteil GmbH https://www.bonify.de/datenschutzerklaerung