Xend Finance -

4.8
1.92K reviews
50K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Backed by Binance and Google Launchpad, Xend Finance is a global crypto bank offering up to 15% interest, with an open Web3 infrastructure for developers.

Members can earn multiple levels of interest on their savings by seamlessly exchanging their local currency or cryptocurrency for stable cryptocurrencies and staking on the Xend Finance platform.


Send, receive, withdraw, and save digital currency anytime, anywhere with Xend Finance’s award-winning technology and Mobile App, the first Blockchain Crypto Bank of Africa.


Just sign-up using your email and password. That's it!

With this App, you can also Buy Digital Currency through your local currency – the only Digital Currency Bank you will ever need for all your savings – fixed savings or flexible.

Xend Finance App offers savings plans with up to 15% APY (Annual Percentage Yield).

What makes Xend Finance better than existing mobile apps and products?

- It is a Custom savings DeFi Wallet on a Layer-2 Protocol
- Backed by Binance and Google Launchpad, amongst others
- Xend’s Cross-Chain High Yield Aggregator automatically scans and ensures the highest yields across multiple chains
- Save on-the-go in Stable Currencies
- Earn the Highest Yields on your Digital/Crypto Assets
- Flexible & Fixed Savings Plan, custom to your needs
- Earn $XEND as rewards
- Save in $BUSD, $USDT, $USDC and more assets coming soon
- Low Gas Fees
- Refer and Earn unlimited, when your friends make deposits
- Referral Rewards: $2 per referral
- Deposit Your Digital Assets
- Withdraw anytime to any DeFi Wallet or Crypto Exchange or App
- Lock your funds for more returns or use Flexi savings to withdraw anytime
- Secure Funds
- Audited multiple times with Industry-leading auditing firms
- Decentralized insurance to protect assets and investments.

Hedge against local currency devaluation and inflation to make your future self proud of your present. With Xend Finance, DeFi is easy!

If you need support or want to follow our updates, we are available on the following socials:

Follow us on Telegram — https://t.me/xendFinance
Follow us on Discord — https://discord.io/xendfinance
Follow us on Reddit — https://www.reddit.com/r/XendFinance/
Follow us on Medium — https://medium.com/xendfinance
Follow us on Telegram Ann — https://t.me/XendAnnouncements

You can also contact us at hello@xend.finance

About Xend Finance

Xend Finance is a global crypto bank offering up to 15% interest, with an open Web3 infrastructure for developers. Members can earn multiple levels of interest on their savings by seamlessly exchanging their crypto or fiat currency to stable cryptocurrencies and staking on the Xend Finance platform. The company’s Cross-Chain High Yield Aggregator is the first product in the industry that automatically scans and ensures the highest yields across multiple chains.

The international team consists of professionals with backgrounds in mathematics, finance, cryptography, and blockchain development, working for KPMG, Chevron, Huobi, and Stanbic Bank. Xend Finance is backed by Binance, Google Launchpad, NGC Ventures, Hashkey, and AU21 Capital, amongst others, and is headquartered in Enugu, Nigeria.
Updated on
Jun 11, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Contacts and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.9K reviews
Onyinye Nwatu
December 4, 2021
The app is easy to navigate with or without taking the tour guide, you will certainly understand how it works. The flexible and personal saving plans feature, is one that is hardly found in apps. I love that l can save and still earn regardless of whether it is flexible savings or personal savings plan l choose. I wish analytucs tool for activities by Xend Finance and other tokens or platform are included soon. Thank you
107 people found this review helpful
Did you find this helpful?
Joseph Bello
December 27, 2021
Xend finance allows me have total control over my finance. I've been able to earn reasonable interests on my money each day saving with them. This is so awesome cause it's more better than the interest rate banks offer. The app has lots of easily understandable features and sleek designs. It supports only two virtual currency but being a new platform as time goes on am sure there would be a room for improvement and addition of new features from the developers.
48 people found this review helpful
Did you find this helpful?
chantal duru
December 15, 2022
This app is very annoying . Can't login easily until after three tries. Yet the most annoying of all is after this recent update I did , I can't access the app . It's saying app keeps closing . I want to delete the app but my account details is in it and the little money I invested . Immediately it opens I'm deleting it . It's not worth it
15 people found this review helpful
Did you find this helpful?
XEND TECH LIMITED
December 18, 2022
Hello Chantal, We sincerely apologize for the inconvenience this may have caused you. Could you delete and reinstall the app and try again. Please reach out to us at support@xend.africa if the issue persists.

What's new

- Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Gamification: Earn points performing actions
- Zero-interest savings: For people that don’t want any interest in their savings (Halal Savings)
- Bank Statement: Request your Bank Statement
- Dark Mode: Switch between Light and Dark Modes
- Other Bug Fixes