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Description of Instant Loan Guide

Instant Loan Guide App Show You Guidelines For How TO Apply fast loan.

Instant loan on mobile guide by using this app you can get all details about how to get personal loan, home loan, education loan, credit card loan, business loan, gold loan, car loan, bike loan.


Personal Loan:

A personal loan is a type of unsecured loan that that you can borrow from a bank or financial institution if you require funds to pay for your financial needs.

Home Loan:

A home loan is a financing solution that you can avail to buy a home with ease. Here, the plot, flat or other property that you are purchasing serves as collateral.


Education Loan:

An education loan is a sum of money borrowed to finance post-secondary education or higher education-related expenses. Education loans are intended to cover the cost of tuition, books and supplies, and living expenses while the borrower is in the process of pursuing a degree.


Business Loan:

A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest.


Car Loan:

A car loan (also known as an automobile loan, or auto loan) is a sum of money a consumer borrows in order to purchase a car. ... This type of loan is also known as financing. Car loans generally include a variety of fees and taxes, which are added to the total loan amount


Credit Card Loan:

unlike an installment loan, a credit card is a form of revolving credit. This means that instead of borrowing all the money at once like you do with a loan, you borrow as you spend with a credit card. Every time you make a purchase with your credit card, you are doing it with the issuer's money, not your own.

Gold Loan:

Gold Loan is a loan secured against the gold ornaments/Bank coins acceptable as per RBI guidelines, which a customer pledges with the bank. The loan amount can be utilized for personal/business & any other non-speculative purposes. It's a loan which can be availed quickly and easily instead of going to Pawn broker with higher rate of interest..



Agriculture Loan:

The loan can be availed by farmers to finance agricultural projects such as to purchase new land, upgrade or buy new farm machinery, construct irrigation channels, build grain storage sheds, etc.


PPP Loan

The Paycheck Protection Program (ppp) is a loan program that originated from the Relief, and Economic Security (CARES) Act. This was originally a 350-billion program intended to provide American small businesses with eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. The loans are backed by the Small Business Administration (SBA).


Interest rate: It depends on the customer's credit profile, annualized rates, up to 36% and as low as 12%.

Processing fee varies from 5% - 15%.


Example: If loan amount is ₹10000 & interest is 12% per annum with tenure of 91 days; after deducting any other fees
Interest = ₹10000 x 12%/365 x 91 = ₹299.2

What is the characteristics of Instant Free Money Loan

Loan amount from ₹750 to ₹50,000
The longest tenure is 365 days to 5 Years
Interest rate is Depends on the customer's risk profile and loan tenure
APR from 20% to 36% per annum
You may be charged up to 0.2% daily late fees for late payments (capped to 18% of principal amount overdue).

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