Loan Products
Online cash loans: Rp. 400,000 - Rp. 5,000,000
Loan term: 91-365 days
Low (maximum) interest: 24% per year
Example: If you choose a cash loan of Rp. 2,000,000 for 1 year tenor, after deducting fees management, the total interest to be paid: 2,000,000*0,0006*365 = IDR 438,000.
As a P2P service platform, PT. Evian Technology Indonesia will charge different fees according to the credit loan product you choose, these fees are used for credit score assessment, account management & third parties.
Optima - An online cash loan application, without collateral, safe, secure credit.
24/7 AT YOUR SERVICE
One of the best online money loan applications, without collateral. Optima is also safe and has been registered with OJK Indonesia.
Why choose Optima as your online money loan application?
NO GUARANTEE
There are no admin fees or other fees, apply for a loan and it will be disbursed into your account.
QUALITY SERVICE
Optima is ready to help solve your problems with professional Customer Service and ready to help you 24/7.
SAFE, TRUSTED
Take it easy, Optima is safe and also licensed at OJK Indonesia.
Hurry up and apply for an online loan at Optima. PT. ETI uses big data risk control technology for credit score assessment so it provides high-quality online cash loan services and protects your privacy.
How do you apply for an online loan at Optima?
1. Download the Optima application
2. Fill out the online loan form
3. Wait for verification of loan funds
4. Once approved, the funds will be disbursed into your account
The entire loan process can be completed via a smartphone anywhere at any time. All you have to do is download the Optima application from the Google Play Store.
Payment Method:
Payment via: ATM, Mobile Banking, Internet Banking and Alfa Group (Alfamart & Alfamidi).
Bank: BCA, Mandiri, BRI, BNI, CIMB Niaga, Danamon and Permata
Alfa Group (Alfamart and Alfamidi)
⚠For further information, please contact us at:
Website: https://www.optimaapp.co.id/
Call Center : 0888-0808 -1155
E-mail: cs@optimaapp.co.id
LINE Official: @optimaapp
Instagram: @optimaapp
Facebook Page: https://www.facebook.com/optimaapp/
Address: Springhill Office Tower Lt. 12 Units A and B, East Pademangan, Pademangan, North Jakarta, DKI Jakarta Province, Indonesia