Raiffeisen e-banking – simple, fast, secure!
Raiffeisen PhotoTAN is an innovative security tool for login and order approval in Raiffeisen E-Banking. It can be used instead of the SMS TAN. Raiffeisen e-banking customers can activate Raiffeisen PhotoTAN in e-banking (“Contract number” > “Settings” > “Security” > “Login method”). Instructions are also there.
Functionality:
With this procedure, Raiffeisen E-Banking encodes the login and order data in a colored mosaic. The colored mosaic is then photographed from the screen using the camera integrated in your smartphone. The data contained in the mosaic and the associated release code are decrypted and displayed on the smartphone by this app. By activating the PhotoTAN app once with a personal key mosaic, the mosaic displayed on the screen can only be decrypted by your smartphone.
If you use Raiffeisen Mobile Banking, the PhotoTAN app on the same device reads the code in the background and automatically returns it to Mobile Banking. This eliminates the need to enter the additional code manually.
Your smartphone does not need an internet or telephone connection for this procedure.
You can find more information at www.raiffeisen.ch/phototan
Legal notice:
We would like to point out that by downloading, installing and using this application, third parties (such as Google) are infringing on an existing, former or future customer relationship between you and Raiffeisen can close. By downloading this app, you expressly agree that the data you transmit to Google can be collected, transferred, processed and made accessible in accordance with their conditions. Google's Terms of Service, which you agree to, must be distinguished from Raiffeisen's Legal Terms.
