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Screenshots of Vivid
Description of Vivid Business and Personal

The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.

Over 1 million Europeans downloaded the app to grow their money with Vivid.

REGISTRATION IN MINUTES
— Full online onboarding.
— Friendly onboarding.

FREE SUBSCRIPTION
— Start with our free plan for €0/month
— Test any paid plan with a free trial.

MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account.
— Share an IBAN with friends and family living in the EU (for personal accounts).

EARN DAILY INTEREST ON YOUR MONEY
— Add money to a special account with a 3% annual interest rate*.
— Top up and withdraw your funds anytime.

REWARDS EVERYDAY
— Earn up to 5% cashback on monthly categories of purchases.
— Enjoy cashback deals with selected merchants and up to 10% cashback on hotel and car bookings (for personal accounts).

SEND AND RECEIVE MONEY INSTANTLY
— Free Instant SEPA transfers.
— Add money with a card or Google Pay (for personal accounts).

PERSONALISED VISA CARDS
— Issue multiple virtual or physical cards to match your needs.
— Pick your favourite colour and design, or create your own!
— Add your cards to your Google Wallet and pay with your phone.

FULL CONTROL OF YOUR CARDS
— Change your PIN and freeze your card in a few taps.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.

FREE BUSINESS CARDS WITH HIGH LIMITS
— First business card delivery is free for all members.
— High spending limits on each business card.
— No block for high activity—use it as much as you like.

INVEST IN STOCKS and ETFS (for personal accounts)
— Buy and sell 2,000+ stocks and ETFs.
— Get dividends.

FAST SUPPORT
— Quick support via chat or email.
— 24/7 availability.
MOBILE AND WEB ACCESS
— Organise your finances from our mobile app (for personal and business accounts) or web app (for business accounts).
EASY BUDGETING
— Access intuitive analytics into your spending patterns.
— Monthly financial reports.
— Pre-plan future transfers.

CONFIDENT CASH WITHDRAWALS
— Withdraw money in ATMs worldwide.
— Withdrawals with personal accounts are free of charge up to €1,000 per month.

STREAMLINE YOUR PAYMENTS
— Request funds via phone number, send instant transfers between Vivid customers and divide bills. (for personal accounts)
— Pay all your bills at once by sending transfers in bulk (for business accounts)
— Accept incoming SWIFT transfers.

ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account.
— Assign Admin and Assistant roles with different levels of access.
— Issue cards and set spending limits for employees with Assistant roles.

STATE-OF-THE-ART SECURITY
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.

Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V. provides investing services, Interest accounts and Interest Rate Pockets.
More info on vivid.money.

Interest products provided by Vivid Money BV have the indicated promotion rate valid for the first 2 months after opening an Interest product for all plans. The promotional rate applies to funds up to 300 000 EUR for business accounts and up to 100 000 EUR for personal accounts. Funds exceeding this amount will accrue regular interest rates applicable for the chosen plan. When the promotional period is over, you'll receive the regular interest rate as per your plan.

Version history Vivid Business and Personal
New in Vivid 3.64.0
VIVID BUSINESS
You can now book multiple guests in one reservation using our Travel tool. Easily plan trips with colleagues, friends, or family — all in just a few taps on your app.

Currently available on mobile only.
New in Vivid 3.63.0
VIVID BUSINESS
Manage your team with more flexibility!

-Scheduled payments: Admins and Owners of the account can now set, edit, duplicate, and delete scheduled payments.
-Card for new members: Issue a card while inviting new team members — it’ll be sent to them once they join.
New in Vivid 3.62.0
VIVID BUSINESS
Cashback categories for May are live! Head to the “Cashback” tab in your app to choose your preferred categories and earn rewards on your card purchases this month.

Don't forget to select “All purchases” to activate our new unlimited cashback!
New in Vivid 3.61.0
VIVID BUSINESS
Fresh Look. Smoother Flow. We’ve redesigned the app to make everything even easier to find and faster to use than before. Dive in and explore the sleek new Vivid app experience.
New in Vivid 3.60.0
VIVID BUSINESS
We just introduced unlimited cashback on all card payments for our Vivid Business customers:
-Earn up to 1% cashback with no monthly limit on all purchases
-Boost your earnings even more with up to 10% on selected categories

Select your cashback categories in your app, including “All Purchases” > Pay with your Vivid Business card > Receive instant rewards.
New in Vivid 3.59.1
VIVID BUSINESS
New role available for team members: Employee! Assign this role to grant the following permissions:

-Use and manage the Vivid Business card you issued to them
-View only their own transactions and allocated balance
-Request transfers or card limit increases when needed
-Attach receipts and notes to transactions to simplify expense tracking
New in Vivid 3.52.0
VIVID BUSINESS
Switch your SEPA Direct Debits to Vivid!

You can now move your direct debits from other banks to Vivid in just a few steps with our new Qwist integration (only available on mobile).

1. Tap on your profile icon on the top right of your main screen
2. Tap on “Redirect Direct Debits to Vivid” and follow the instructions.
New in Vivid 3.51.1
We are releasing a hotfix to address and resolve critical issues that were impacting user experience.

Thank you for your continued support and feedback.
New in Vivid 3.50.0
VIVID BUSINESS
Cashback categories for February are now available! Select your favourite ones and earn on daily card purchases:
- up to 1% on all purchases
- up to 4% at Metro Cash & Carry
- up to 3% on Facebook advertising
- up to 3.5% at building materials stores
- up to 4% at restaurants
…and many more!

Check the Cashback tab in your app to see the full list. Freelancers' categories may vary.
New in Vivid 3.46.0
VIVID BUSINESS
Upload (e-)invoices to make payments effortlessly. We’ll automatically recognise and populate the invoice details for you. Simply choose the payment amount and the source account, and we’ll notify the recipients once the payment is made.
New in Vivid 3.45.0
VIVID PERSONAL
New Referral Programme: Invite your friends to join Vivid and earn €20 for each successful referral—up to a total bonus of €100! Check your app for the full instructions and conditions.
New in Vivid 3.44.0
VIVID PERSONAL
New customers can now enjoy cashback on their favourite purchase categories for the first three months after registration—no need to meet the requirements!

Earn rewards on your everyday expenses by selecting the categories that suit you best and paying with your card.

After the initial three months, standard conditions will apply to activate cashback categories.
New in Vivid 3.23.0
VIVID PERSONAL
Improved timeline. Your incoming and outgoing operations are now summarised by default. The transaction details view is rebuilt to show more information on each screen.
New in Vivid 3.9.1
We're excited to welcome users from our wonderful partner (Solaris) to the Vivid SA family! We're fully committed to making this transition as smooth as possible and are here to support you every step of the way. Rest assured, we're on top of any hiccups that might pop up, working hard to sort them out quickly. Your experience matters to us!
New in Vivid 3.8.1
What's New:

Timeline Enhancements: Seamless group switching and a crash-free experience.
Better Connectivity: Quicker updates and stable retail features.
Simplified Filters: Easier content discovery with streamlined filtering.
Keyboard Fix: Improved navigation with keyboard pop-up issues resolved
New in Vivid 3.8.0
VIVID BUSINESS
Google Pay is available for all corporate cards, physical and virtual. Use cards immediately after issuing.
New in Vivid 3.7.1
VIVID BUSINESS
Enjoy business accounts compatible with DATEV, Lexoffice and others. Generate your MT940 or CSV file and deliver it to your in-house or external accountant.
New in Vivid 3.6.1
Vivid Personal and Vivid Business users can now enjoy a more secure and convenient sign-in experience with fingerprint or facial recognition. Access your account effortlessly while keeping your information safe
New in Vivid 2.93.0
New Year, New Opportunities!
Earn up to 5.39% a year ?

We’ve just launched our new Interest Rate Pocket. Simply add money to it and let it work for you!
Invest in your future now.

This is not investment advice. Investing involves risk and past performance is not an indication nor guarantee for future returns.
New in Vivid 2.92.1
[Invest] There was an overlap of UI elemets on Target Price Bar, now it is fixed
New in Vivid 2.91.1
Our app has never been smoother! We just fixed some UI issues on the onboarding screens and in our Interest Rate Pocket. ?
New in Vivid 2.90.0
Expanding across Europe! ?

Big News. Regulators gave the green light to Vivid and we are expanding to new countries across Europe. Start investing in your future now with our new Invest Pocket! ?
-Be the real owner of your assets
-Get dividends paid out
-Invest in over 2,000 stocks and ETFs
-Get expert recommendations with the Analyst Ratings
-Explore our catalogue and our collections of popular stocks or different industries
-Set up a watchlist to keep tabs on your favourite instruments
New in Vivid 2.85.1
What was fixed:
Errors on support screen
New in Vivid 2.83.0
Navigating your investment journey just became a whole lot easier. Dive into all things stocks and Crypto with our brand new 'Invest' tab:

? Recently Viewed: Pick up right where you left off.
? Discover: Explore potential opportunities tailored just for you.
?‍? Analysts say Buy: Get insights from the experts.
? Crypto Winners and Losers: Stay updated on the market's movers and shakers
? Popular Stocks: See what everyone else is buzzing about.

And many more.
New in Vivid 2.44.0
Share your love with Shared Pockets ?

We KNOW you’ve been waiting for them. Shared Pockets are here, improved and with optimised security. Add up to 5 different Vivid customers to a Pocket and share a common IBAN with them. A quick, easy and seamless way to share your money and bank together. ?
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More info
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