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Urgent loans on a card or otherwise are available 24/7 without leaving the application.
We recommend taking loans in one of the following ways:
💳Card: Visa, Maestro, MasterCard, MIR;
🚧Electronic wallet: Yandex.Money, QIWI, Web Money, Yumoney;
💫Cash: Contact system and Zolotaya Korona (cash loans available at special pickup points);
📒Bank transfer to your account.
Loans without refusals are issued in order to improve the credit history, which implies approval even with late payments. An online loan is also available in the application, gradation is used to provide you with an offer at a minimum percentage. You can apply for a prolongation of payment if you do not have time to pay on time.
loans are available to everyone. Most often, users take loans online to the card, as this is the fastest and most convenient way to transfer money to the balance. You can take a loan in other ways described above ☝️ Loans from any MFI can be taken freely using only one main document 🛂❗
🔟 Obvious advantages ⚠️ Loan online:
⚫ Approved in record time, only 5 minutes. No bank can compare in the speed of approval and transfer of funds;
⚫ You can borrow money with any credit history;
⚫ No guarantor or collateral needed;
⚫ You do not need a bunch of documents in order to get a loan online;
⚫ You can take a loan at any time, the application is available even on holidays or weekends.
⚫ You can take cash at a special point without waiting in line at the bank and checks;
⚫ The amount, term and rate are chosen by you!
⚫ Zero interest and the possibility of prolongation;
⚫ The decision is made in your favor in 98% of cases;
⚫ Organizations are interested in giving you a loan. Banks, as a rule, are configured to refuse, assistance to the user is in last place.
Hints. If you need money urgently and there is no time for a possible unlikely refusal, then it is recommended to submit 3-4 applications at once. Organizations can easily approve loans for any amount, and quickly.
To obtain a loan, the following conditions must be met:
The minimum loan repayment period is 61 days;
The maximum loan repayment period is 93 days;
The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 36.5%, and the minimum is 36.5%. Annual interest for using the Credit - min 36.5%, max 36.5%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of calculating the interest rate:
The amount of the loan body is 10,000 rubles.
Loan term is 90 days.
Commission for using the loan: 0.01% per day, i.e. 10 rubles per day, or 3% per month (averaged for 30 days), i.e. 300 rubles per month (averaged for 30 days).
The total amount of the commission for 90 days will be 900 rubles.
The total amount to be returned, taking into account the loan amount: 10,900 rubles.
FLC - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 36.5% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of the online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years;
passport of a citizen of the Russian Federation.
